For Love or Money™ 2022 Australia: Comprehensive report with a presentation from the author

$2,450 (Excluding GST)

For Love or Money™ 2022 – Australia comprehensive report is for single or personal and non-commercial use only within the organisation purchasing it. For multiple copies or to distribute the report outside your organisation, please complete the quantity field or contact

By purchasing this report, the purchaser duly acknowledges both the copyright of the author, Adam Posner and the exclusive publication rights held by The Point of Loyalty.


For Love or Money 2022 - Australia: Comprehensive report with a presentation from the author

Benefit from both the research and a presentation from the the author of the research, Adam Posner, a loyalty program specialist consultant.

Adam will personally present a summary of the findings and their impact on the future of customer loyalty and loyalty programs.

"I commend Adam Posner to any business looking for insight on the Australian retail loyalty landscape.  We have subscribed to his For Love or Money™ research for a number of years now to guide our marketing planning, but chose to have the latest report delivered in person via a tailored presentation. This was a thoroughly worthwhile investment, with Adam’s engaging speaking style and relevant examples really adding to the engagement with the content.  Our marketing team dedicated two hours to the session and really valued the ability to ask questions specific to our industry.  I have received only positive feedback from the team and will look to repeat with future editions." Lauren McFaul - Head of Customer Relationships - Viva Energy Australia

What’s in this report that will make a difference to your customer loyalty strategies and loyalty program success?

This is the 10th edition of the annual Australian consumer research study tracking key trends and insights on customer loyalty and loyalty programs.

It has 10 sections, seven new areas were researched, 59 summary insights are provided and many 100’s of results and insights by gender and the generations (Gen Z, Gen X, Gen Y and Baby Boomers) to help loyalty marketers lift their loyalty strategies and programs out of the sea of sameness – towards success!

Section 1: Loyalty is not a program. What is loyalty? The consumers’ point of view

  • Identifying and tracking the 11 dimensions of loyalty to a brand/business based on three connections: Behaviour; Belief; Belonging.

Section 2: The voice of loyalty: recommending a brand

  • *NEW* Who is more likely to recommend a brand? At what stage of the experience with the brand or business are recommendations more likely?

Section 3: Actions leading to loyalty

  • There are many actions brands can take to generate loyalty. 14 actions leading to loyalty were researched in 2022 and benchmarked to 2018. 

Section 4: The Australian loyalty program landscape

  • Memberships (% of population and per member)
  • % of members with 10 or more memberships
  • Member activity (volume is for vanity, activity is for sanity)
  • Top 10 Australian loyalty programs ‘doing a very good job’
  • 44 programs listed based on memberships

Section 5: A loyalty program’s impact on the host brand it belongs to

  • Do loyalty programs add to the overall brand experience?
  • A loyalty program’s influence on three motivations to interact with a brand
  • The concerns members have about loyalty programs (eight concerns ranked)

Section 6: Member experience, interaction, and engagement

  • Ranking the three principles for optimising the loyalty program experience
  • Member interaction, identification, and payment integration
  • Are members making the most of the rewards and benefits of their program memberships?
  • Why don’t members take enough advantage of rewards and benefits?

Section 7: Tracking new ways to be rewarded

  • Tracking changes to 8 ways of rewarding members since first revealed in the 2020 study

Section 8: The state of play on loyalty program structures and benefits

  • Subscriptions. Hot or not?
  • *NEW* Preference for different program types (points-based programs; package of benefits; Spend-based programs)
  • *NEW* Multiple methods of payment: are loyalty points an option?
  • *NEW* Benefits connected to a cause or charity: earning rewards to donate to a cause or charity
  • *NEW* Payments and card-linking: Integrating a payment card to loyalty program memberships (preference and barriers)
  • Credit cards with rewards: are they still worth it?

Section 9: The Collection of Six Currencies loyalty program members care about

  • *NEW* For the first time in the For Love or MoneyTM research studies, the Point of Loyalty’s model – The Collection of Six Currencies members care about, have been researched with loyalty programs members

Section 10: Loyalty program data collection and use: privacy, trust and personalisation

  • Loyalty program data collection and use: enhancing experience or invading privacy
  • Loyalty program data and trust: the Net Data Trust score (NDT)
  • How is loyalty program personalisation performing?
  • *NEW* Member expectations of loyalty programs using data in a personalised and relevant way